What we do?

Motor trade Insurance. That's what we do. Fed up of being passed from pillar to post in a call centre who don't understand your business? Fed up of being on hold while the operator asks their supervisor about your trade? We know motor trade. We understand motor trade. We can get you the best cover for the best price.

Whether you trade part-time from home and need a motortrade road risk policy or run a full-time business from a commercial premises and need a Motortrade Combined policy, we can help. If you need motortrade insurance, you need us. Your traders insurance mate.

Who are we?

We are Need Insurance, your traders insurance mate. We are an independently owned insurance broker whose purpose is to deliver fantastic products at competitive prices to our customers. We have an experienced team who understand the industry you work in and have strong relationships with key people at the best insurance companies in the motor trade insurance market.

Our story

Need Insurance are a leading motortrade specialist insurance broker. We have access to the majority of the leading motortrade insurers meaning we are able to negotiate the best terms for our clients.

Why should you deal with Need

Simple. We put our customers first. We ensure you receive the best service and cover at the best possible price. We tell you where there are gaps in your cover and allow you to make informed decisions to protect your business. There are not may brokers who specialise in motor trade insurance and who have the knowledge and skillset that we do. But we do. We can handle your business, whether you're buying 6 or 7 cars a year from home or operating a multi-national car dealership or body repair centre. We cover all kinds of motor trade business: Vehicle Sales, Body Repairs, Mobile Mechanics, Mechanical Repairs, HGV Mechanics , Vehicle Recoveries, Vehicle Repossesion, Vehicle Breaking and Dismantling, Car Jockey, Vehicle Collection and Delivery, Classic Vehicle Restoration

Perhaps you're business is very niche and you're struggling to find someone who understands what you do and what you need. Call us and have a converstation with someone who understands your business. If you have an adverse driving history with multiple convictions or claims, we have exclusive access to insurers who will offer you terms. Perhaps you're under 25 years old and are struggling to start a new business. We can help you as we can cover young drivers. Whatever you do, wherever you are based, whoever you are, we can help.